Children’s Health Insurance Program (CHIP) in Colorado
The Children’s Health Insurance Program (CHIP) in Colorado is a low-cost, public health insurance for children and pregnant women. Children’s Health Insurance Program (CHIP) is offered as its own, standalone form of insurance or together with Medicaid, giving you the choice of which insurance(s) to choose from depending on your current wants and needs. It was created to assist people who do not qualify for Medicaid and who cannot purchase their own private insurance. If you are wondering, “Is CHIP considered Medicaid in Colorado?”, you should know that these programs, although similar, are not the same thing. Before completing the Medicaid for children application process, it is important that you know how you might qualify as eligible for the program, what the Colorado Child Health Plan Plus covers and how CHIP is different from Medicaid.
What is CHIP Medicaid in Colorado?
The Children’s Health Insurance Program, sometimes Medicaid for children, is a low-cost, public health insurance aimed at providing coverage to children 18 years of age or younger and pregnant women 19 or older. CHIP was created specifically to help families and individuals who do not meet the financial eligibility requirements for Medicaid (also called Health First Colorado in Colorado) but not enough to afford their own private insurance. In Colorado, the CHIP program is referred to as the Child Health Plan Plus or CHP+.
CHIP Eligibility in Colorado
If you are reviewing the requirements for Colorado Medicaid eligibility children and eligible pregnant women must meet the federal standards for the program administered by the Colorado Department of Health Care Policy and Financing. To qualify for the Children’s Health Insurance Program, you and your child or children must be legal residents of Colorado, you must have at least one child who is 18 years old or younger. If you are pregnant, you must be no younger than 19 years of age. To apply for Child Health Plan Plus, you must also not have been eligible for Medicaid or currently have any other kind of health insurance coverage plan.
To determine if you qualify for CHIP and Medicaid enrollment in Colorado, you can use a variety of methods, depending on your preferences. The first and fastest way is to apply online through the Colorado site. It will ask you to answer questions about the people in your household, your sources of income and the items you own. From there, it will tell you if you are eligible to enroll in CHIP and Medicaid. It will also tell you what programs you may be eligible to apply for based on the needs of your and/or your household. The second way to find out if you qualify for Medicaid for children is to call your local county office and have them determine your eligibility over the phone.
To learn more about CHIP eligibility determination in Colorado, click here for our comprehensive guide.
How to Apply for CHIP in Colorado
There are four ways you can apply for the Children’s Health Insurance Program (CHIP) in Colorado:
- By phone
- In person
- By mail
For CHIP and Medicaid enrollment, applying online is the fastest way to apply and the fastest way to determine your eligibility for the program. To apply for Child Health Plan Plus in person, you will need to visit your local county office or a local application assistance site. To mail in your Children’s Health Insurance Program (CHIP) application, you will need to print it out, complete the required information and submit it to your local county office or your local application site. If you apply either in person or by mail, you may need to fill out and submit an Affidavit to Establish Identity. When applying for Child Health Plan Plus, it is important to know that there is no specific sign up period, like there is with Medicaid and Medicare. You can complete the application process at any time during the year.
What is Covered by CHIP Medicaid in Colorado?
CHIP Medicaid provides coverage for a variety of different services and benefits. Children’s Health Insurance Program (CHIP) covers benefits like primary care, emergency care, urgent care, maternity care and more. Some services are only for children, while others apply to both pregnant women and children in the program. Costs for CHIP Medicaid coverage can vary based on household information, but you may be also to get assistance with any bills you receive from your medical professional.
Is CHIP Considered Medicaid?
The Children’s Health Insurance Program (CHIP) is not the same thing as Medicaid. However, they are both very similar. Having either CHIP and Medicaid enrollment means that they will provide coverage for your children if they live below the poverty line. A combination of federal and state money funds both CHIP and Medicaid. They both are also an important source of coverage for children and youth with special health care needs, as more children with special needs tend to enroll in coverage under the Children’s Health Insurance Program (CHIP) than they do Medicaid.
Medicaid and the Children’s Health Insurance Program (CHIP), sometimes known as Medicaid for children, also have some key differences. The requirements for a family’s income based the ages of the children are different between Medicaid and CHIP. Medicaid costs and coverage options can have slightly different benefits than those of CHIP. Medicaid allows you to have other insurances, either private or public, while enrolled in one of their plans, but the Children’s Health Insurance Program (CHIP) does not. To learn more about CHIP and Medicaid coverage options in Colorado, click here to download our comprehensive guide.